About Us

Providing personal & business solutions to residents throughout upstate New York and Pennsylvania

About Our Company

Agency History

Tri-Town stands proudly as one of the nation’s oldest independent insurance agencies and brokerages, boasting a legacy that outshines even industry giants like Allstate, Nationwide, and Geico. Among thousands, Tri-Town holds the prestigious title of being the thirty-third agency appointed by The Hartford Insurance Companies, an institution synonymous with the origins of insurance. This year, we are celebrating 100 years of service!

In 1977, A. Thomas Poulton took the helm and aptly named the company Tri-Town Agency Inc. to reflect its multiple locations. The second generation of this locally-owned family business began in 1987, and the proud legacy continues.

Tom continues to share his wealth of experience, as the agency continues to grow and prosper while collaborating with his two sons. Art and Scott bring a combined experience of over 68 years to the agency.

Experience You Can Trust

Our headquarters located in Historic River Row in Owego, New York, has been serving the community for over 6 decades.  We also have offices in Bainbridge and Whitney Point which serve the Southern Tier of New York, Northern Pennsylvania, and the Carolinas.

Embedded in our slogan, We’re Lookin’ out for YOU, is a commitment to fostering enduring client relationships built on trust and mutual respect. We aim to provide all the insurance and money services that an individual, family or business could ever need.

As an independent agency, our loyalty is to you—the customer—rather than the insurance companies. We’re dedicated to discovering the right insurance solutions for you, your family, and your business. Thanks to our longstanding relationships with carriers, we provide outstanding coverage, competitive pricing, and crucially, a variety of options.

At Tri-Town, we take pride in our longevity and reputation, emphasizing the importance of
building strong community relationships. That’s how we’ve been able to thrive for over 100 years.

We look forward to starting a relationship with you today based on trust, loyalty and commitment for our mutual benefit. 

Tri-Town Insurance Owners

Tri-Town Insurance Owners

Scott Poulton

Tom Poulton

Art Poulton

Proud Members of…

Associated Risk Managers
BIG I
PIA

Client Testimonials

Here are a few words from our loyal customers…

“Very accommodating, super friendly while being professional.”
C. Lee

“You wont be disappointed! Great staff, owners and all around great personable service!”

P. Chandrica
“Curious, efficient, and very accommodating.”
T. Nelson

Advantages of Tri-Town Insurance

1. ACCESS

Through our agents’ access to several insurance carriers, we are able to provide you with a variety of coverage options at competitive prices.  When you need assistance, Tri-Town agents are ready to help.

2. ADVOCACY

Our role is to advocate on your behalf. We work on your behalf to expedite and streamline the claim process. We’re here to protect you as your life and insurance needs change.

3. KNOWLEDGE

In times of change, we strive to provide individualized insurance solutions and support to our clients. Whatever your needs are, we have agents who are experienced and licensed to assist you.

Get in Touch With Our Team!

Tri-Town Insurance

Afton: 607-639-2255
Bainbridge: 607-967-2241
Elmira Heights: 607-734-1633
Endicott: 607-785-1300
Nichols: 607-699-3081
Owego: 607-687-1381
Waverly: 607-565-2808
Whitney Point: 607-692-3350

FAX: 607-687-5338

Corporate Address
192 Front St.
PO Box 417
Owego, NY 13827

Hours
Mon-Fri: 9am – 4:30pm
Evenings & Weekends by appointment

Send Us a Message!