Life Insurance

High quality, competitively priced life insurance products, including permanent, term, combination and variable policies.

Life insurance policies are designed with different needs in mind. Whether you are looking for temporary protection, estate planning, cash accumulation, or the ability to purchase any life insurance policy offered through Tri-Town we have a policy that will provide security and peace of mind.

Single Premium Life

A great solution if you’re looking to purchase a plan with a one-time premium.

Level Term 20

Level Term 20 is designed to provide coverage at a guaranteed premium rate for 20 years. It can be converted to permanent life insurance during the first ten years of the policy without additional proof of insurability.

Level Term 10

Provides coverage for 10 years at a guaranteed level premium and for up to an additional 10 years at a higher premium that is scheduled to remain level. It can be converted to permanent life insurance during the first ten years of the policy without additional proof of insurability.

Adjustable CompLife® Constructed of permanent and optional term insurance, additional premiums and lump sums. It provides death protection and cash value accumulation and can be custom-designed to meet your needs.

Joint CompLife®

A second-to-die life insurance policy containing permanent and optional Additional Protection term insurance, additional premiums and lump sums. It provides a benefit upon the death of the second insured that can help preserve the value of an estate or business.

Estate CompLife®

Constructed of permanent and optional Additional Protection term insurance, additional premiums and lump sums. It provides death protection and cash value accumulation and, within limits, can be customized to fit your budget.

Corporate CompLife®

Contains permanent and optional Additional Protection term life insurance, additional premiums and lump sums. It is designed especially for the executive benefit market—offering a level premium contract with an integral, non-level death benefit schedule that is determined at issue.

Universal Life

A general account universal life policy designed for death benefit protection and cash value accumulation. It offers a high level of death benefit and premium flexibility.
A general account universal life policy designed to meet long-term death benefit needs. It offers a high level of death benefit and premium flexibility.

Tri-Town Insurance Survivorship Universal Life

A general account universal life policy on the lives of two insureds, paying a death benefit at the second death. It offers a high level of death benefit and premium flexibility.

Single Premium Life
Policy Loans

You may borrow from the cash value of the policy. Loans usually may be taken at a fixed interest rate determined annually. The amount borrowed from the cash value affects the amount of dividends you will receive. Any unpaid loans, along with accumulated interest, will be deducted from the proceeds at death or if the policy is surrendered prior to death. Within contractual limitations, there is a maximum value that can be borrowed that is less than the total cash value of the policy.