Paying an Insurance Lapse Civil Penalty.

You can pay and remove a suspension for a lapse of insurance coverage if your insurance lapse is for 90 days or less.

You cannot pay the civil penalty if:

• your insurance lapse is 91 days or more 
• you already paid a civil penalty in the past 36 months (3 years) 

 
Your payment does not guarantee that the DMV will restore your registration, or close other suspensions or revocations. It is your responsibility to know if the DMV will restore your registration before you drive privilege and vehicle registrations through MyDMV.

If you just want to know about your insurance, you can sue the check insurance status service. 

The DMV will not automatically send you a new registration document in the mail. If you do not want to pay the civil penalty, you can surrender your vehicle registration and plates until the suspension period ends.